Plan Ledger DOL Form 5500 · updated monthly

Pcs Administration USA, Inc. C/O Nutrien LTD.401(k)

PCS 401(K) RETIREMENT PLAN · LOVELAND, CO · plan year 2023

Reported admin expense ratio · 2023
0.08%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Pcs Administration USA, Inc. C/O Nutrien LTD. reported $213,941 in plan administrative expenses for 2023: 0.08% of average plan assets, above the peer median. Employer contributions averaged $6,269 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.09% to 0.10%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,601 comparable plans and shown alongside other manufacturing employers. By assets it is the 65th-largest of 1,461 plans among Colorado employers on file, and the 905th of 13,661 in manufacturing. In 2023, employees put in $1.86 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$278,766,981
Participants with balances1,302
Active participants1,053
Employer contributions$6,601,217
Employee contributions$12,257,024
Employer contribution per active participant$6,269
Average account balance$214,107
Benefits paid to participants$35,165,419
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$184.1M · 839 accts · $6.3M emplr
2023$278.8M · 1,302 accts · $6.6M emplr
2022$265.8M · 1,418 accts · $7.1M emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$41,773
Investment management$44,420
Trustee / custodial$10,407
Total administrative$213,941
The Pcs Administration USA, Inc. C/O Nutrien LTD. 401(k) match · 2023
Employer contribution per active participant$6,269
Median for plans this size$4,362
2024$6,797 per active participant
2023$6,269 per active participant
2022$6,265 per active participant

Pcs Administration USA, Inc. C/O Nutrien LTD.'s 2023 employer contribution ran above the $4,362 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20235
TOWERS WATSON INV SVCS · Consulting$66,465
FIDELITY INVESTMENTS INSTITUTIONAL · Trustee (directed) · Loan processing$50,970
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$44,420
EIDE BAILLY · Consulting$28,200
STATE STREETE GLOBAL ADVISORS · Consulting$22,676

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$239,726 · 0.10%
2023$213,941 · 0.08%
2022$252,974 · 0.09%
All plans at this employer2
PCS 401(K) RETIREMENT PLAN401(k)
NUTRIEN COLLECTIVELY BARGAINED 401(K) RETIREMENT PLAN401(k)
Same employer
Similar plansManufacturing · Colorado
Coorstek LLC CO$344.5M · 0.18%
Imi Americas LLC. CO$312.6M · 0.19%
Sierra Space Corporation CO$293.0M · 0.05%
Suncor Energy (U.S.A.) Inc. CO$200.3M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 562111626 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.