Plan Ledger DOL Form 5500 · updated monthly

Pcf Insurance Services of the West, LLC401(k)

PCF INSURANCE SERVICES OF THE WEST, LLC 401(K) CASH OR DEFERRED PROFIT SHARING PLAN · WOODLAND HILLS, CA · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Pcf Insurance Services of the West, LLC reported $245,562 in plan administrative expenses for 2024: 0.25% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,639 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.07% to 0.25%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 931st-largest of 9,483 plans among California employers on file, and the 938th of 4,798 in finance & insurance. In 2024, employees put in $2.99 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$109,098,535
Participants with balances1,935
Active participants2,693
Employer contributions$4,414,337
Employee contributions$13,186,847
Employer contribution per active participant$1,639
Average account balance$56,382
Benefits paid to participants$10,908,825
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$109.1M · 1,935 accts · $4.4M emplr
2023$84.0M · 1,792 accts · $4.0M emplr
2022$61.7M · 1,643 accts · $2.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$125,623
Investment management$35,194
Audit (IQPA)$23,000
Total administrative$245,562
The Pcf Insurance Services of the West, LLC 401(k) match · 2024
Employer contribution per active participant$1,639
Median for plans this size$3,635
2024$1,639 per active participant
2023$1,577 per active participant
2022$991 per active participant

Pcf Insurance Services of the West, LLC's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$125,623
R-TECH CONSULTANTS, INC · Consulting · Other services$61,745
MONARCH PLAN ADVISORS · Investment advisory (plan)$30,552
PENSION ASSURANCE · Accounting / audit$23,000
STRATEGIC ADVISORS, INC · Investment advisory (plan)$4,642

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$245,562 · 0.25%
2023$4,513 · 0.01%
2022$36,308 · 0.07%
Same employer
Similar plansFinance & Insurance · California
Newfront CA$116.5M · 0.01%
Exchange Bank CA$107.5M · 0.01%
Manufacturers Bank CA$106.4M · 0.17%
Redwood Credit Union CA$103.9M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 821368960 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.