Plan Ledger DOL Form 5500 · updated monthly

Pcb Bank401(k)

PCB BANK 401(K) PLAN · LOS ANGELES, CA · plan year 2024

Reported admin expense ratio · 2024
0.07%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Pcb Bank reported $29,631 in plan administrative expenses for 2024: 0.07% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,846 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.01% to 0.07%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,874th-largest of 9,483 plans among California employers on file, and the 1,764th of 4,798 in finance & insurance. In 2024, employees put in $1.99 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$46,638,074
Participants with balances333
Active participants257
Employer contributions$1,245,510
Employee contributions$2,476,208
Employer contribution per active participant$4,846
Average account balance$140,054
Benefits paid to participants$1,916,930
Plan auditUnmodified (clean) audit opinion
AuditorKIM & LEE LLP
Plan history3
Yearassets · accounts · employer contribution
2024$46.6M · 333 accts · $1.2M emplr
2023$37.8M · 322 accts · $1.1M emplr
2022$28.9M · 317 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$29,631
Total administrative$29,631
The Pcb Bank 401(k) match · 2024
Employer contribution per active participant$4,846
Median for plans this size$2,416
2024$4,846 per active participant
2023$4,461 per active participant
2022$4,136 per active participant

Pcb Bank's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
THE VANGUARD GROUP, INC. · Recordkeeping · Loan processing$29,631

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$29,631 · 0.07%
2023$5,400 · 0.02%
2022$3,428 · 0.01%
Same employer
Similar plansFinance & Insurance · California
American Advisors Group CA$47.8M · 0.38%
Bank of Marin CA$46.9M · 0.16%
Montecito Bank and Trust CA$45.9M · 0.35%
Summit Funding, Inc. CA$45.7M · 0.25%
Keypoint Credit Union CA$45.4M · 0.22%
Imperial Capital, LLC CA$44.8M · 0.27%

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Source: U.S. Department of Labor, Form 5500 series, EIN 820587551 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.