Plan Ledger DOL Form 5500 · updated monthly

Pathways, Inc.401(k)

PATHWAYS, INC. 401(K) PROFIT SHARING PLAN · ASHLAND, KY · plan year 2024

Reported admin expense ratio · 2024
0.30%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Pathways, Inc. reported $81,412 in plan administrative expenses for 2024: 0.30% of average plan assets, above the peer median. Employer contributions averaged $2,260 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.58% to 0.30%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 227th-largest of 871 plans among Kentucky employers on file, and the 2,872nd of 11,911 in health care & social assistance. In 2024, the employer put in $1.25 for every $1.00 employees contributed themselves; active participation has grown from 592 to 668 since 2022.

Plan summary
Net assets, end of year$28,722,977
Participants with balances641
Active participants668
Employer contributions$1,509,783
Employee contributions$1,210,892
Employer contribution per active participant$2,260
Average account balance$44,810
Benefits paid to participants$1,974,504
Plan auditUnmodified (clean) audit opinion
AuditorGRIFFITH, DELANEY, HILLMAN, & LETT
Plan history3
Yearassets · accounts · employer contribution
2024$28.7M · 641 accts · $1.5M emplr
2023$25.3M · 582 accts · $1.3M emplr
2022$23.3M · 524 accts · $1.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$81,412
Total administrative$81,412
The Pathways, Inc. 401(k) match · 2024
Employer contribution per active participant$2,260
Median for plans this size$2,416
2024$2,260 per active participant
2023$1,815 per active participant
2022$1,720 per active participant

Pathways, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20247
TRINITY PENSION CONSULTANTS INC · Investment advisory (plan) · Contract administrator$37,378
ENVESTNET RETIREMENT SOLUTIONS, LLC · Investment advisory (plan)$11,697
RAYMOND JAMES & ASSOCIATES INC · Investment advisory (plan)$11,188
EMPOWER ADVISORY GROUP, LLC · Investment management$8,212
MORGAN STANLEY SMITH BARNEY LLCindirect comp
MORGAN STANLEY INSURANCE SERVICESindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$81,412 · 0.30%
2023$925,181 · 3.81%
2022$143,435 · 0.58%
Same employer
Similar plansHealth Care & Social Assistance · Kentucky
Family Allergy Mso, LLC KY$37.2M · 0.26%
Arrow Dental, PLLC KY$36.0M · 0.41%
Methodist Health, Inc. KY$30.0M · 0.25%
Harrison Memorial Hospital KY$26.4M · 0.27%
Health Help, Inc. KY$24.0M · 0.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 610661987 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.