Pan-O-Gold Baking Company401(k)
PAN-O-GOLD BAKING CO. EMPLOYEE SAVINGS PLAN · ST CLOUD, MN · plan year 2024
Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works
Pan-O-Gold Baking Company reported $57,265 in plan administrative expenses for 2024: 0.10% of average plan assets, below the peer median. Employer contributions averaged $3,572 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 2 years on file its reported administrative ratio fell from 0.11% to 0.10%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other manufacturing employers. By assets it is the 424th-largest of 1,918 plans among Minnesota employers on file, and the 2,778th of 13,661 in manufacturing. In 2024, employees put in $1.27 for every $1.00 the employer contributed.
Pan-O-Gold Baking Company's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
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Source: U.S. Department of Labor, Form 5500 series, EIN 410679579 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.