Plan Ledger DOL Form 5500 · updated monthly

Pact, Inc.403(b)

PACT 403(B) RETIREMENT PLAN · WASHINGTON, DC · plan year 2024

Reported admin expense ratio · 2024
0.45%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Pact, Inc. reported $165,794 in plan administrative expenses for 2024: 0.45% of average plan assets, above the peer median. Employer contributions averaged $12,827 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.42% to 0.39%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is the 214th-largest of 618 plans among District of Columbia employers on file, and the 566th of 3,341 in other services. In 2024, the employer put in $1.18 for every $1.00 employees contributed themselves; active participation has shrunk from 156 to 138 since 2022.

Plan summary
Net assets, end of year$38,402,746
Participants with balances245
Active participants138
Employer contributions$1,770,072
Employee contributions$1,496,110
Employer contribution per active participant$12,827
Average account balance$156,746
Benefits paid to participants$5,437,783
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$38.2M · 202 accts · $365K emplr
2024$38.4M · 245 accts · $1.8M emplr
2023$35.2M · 250 accts · $1.7M emplr
2022$28.6M · 256 accts · $1.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$113,940
Total administrative$165,794
Employer contributions to the Pact, Inc. plan · 2024
Employer contribution per active participant$12,827
Median for plans this size$2,416
2025$7,157 per active participant
2024$12,827 per active participant
2023$10,626 per active participant
2022$9,661 per active participant

Pact, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$113,940
SAGEVIEW ADVISORY CONSULTING GROUP · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$147,590 · 0.39%
2024$165,794 · 0.45%
2023$140,041 · 0.44%
2022$133,395 · 0.42%
Same employer
Similar plansOther Services · District of Columbia
Oceana, Inc. DC$39.2M · 0.21%
Share Our Strength DC$39.1M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 132702768 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.