Plan Ledger DOL Form 5500 · updated monthly

Pacifica Hotel Company401(k)

PACIFICA HOTELS 401(K) PLAN AND TRUST · ALISO VIEJO, CA · plan year 2024

Reported admin expense ratio · 2024
0.82%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Pacifica Hotel Company reported $98,349 in plan administrative expenses for 2024: 0.82% of average plan assets, higher than ~90% of peers. Employer contributions averaged $245 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.35% to 0.82%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other real estate & leasing employers. By assets it is among the smaller plans on file in California (4,842nd of 9,483), and the 954th of 2,096 in real estate & leasing. In 2024, employees put in $3.48 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,633,305
Participants with balances556
Active participants937
Employer contributions$229,158
Employee contributions$797,124
Employer contribution per active participant$245
Average account balance$22,722
Benefits paid to participants$1,192,773
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$12.6M · 556 accts · $229K emplr
2023$11.5M · 684 accts · $213K emplr
2022$10.8M · 735 accts · $214K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$98,349
Total administrative$98,349
The Pacifica Hotel Company 401(k) match · 2024
Employer contribution per active participant$245
Median for plans this size$2,416
2024$245 per active participant
2023$242 per active participant
2022$236 per active participant

Pacifica Hotel Company's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
MERRILL LYNCH PIERCE FENNER & SMITH · Investment advisory (plan)$19,304
WRIGHT FORD YOUNG & CO · Accounting / audit$18,250
ASCENSUS HOLDINGS INC · Contract administrator$8,422

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$98,349 · 0.82%
2023$121,680 · 1.09%
2022$163,181 · 1.35%
Same employer
Similar plansReal Estate & Leasing · California
Side Inc. CA$13.4M · 0.48%
Cal Coast Machinery, Inc. CA$13.0M · 0.03%
Pacific Union Company CA$12.9M · 0.03%
Tejon Ranchcorp CA$12.5M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 770369894 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.