Plan Ledger DOL Form 5500 · updated monthly

Pacific Unlimited, Inc.Stock bonus plan

PACIFIC UNLIMITED, INC. 401(K) PROFIT SHARING PLAN · TIYAN BARRIGADA, GU · plan year 2024

Reported admin expense ratio · 2024
1.74%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Pacific Unlimited, Inc. reported $54,195 in plan administrative expenses for 2024: 1.74% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,043 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.14% to 1.74%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in GU (22nd of 35), and 1,870th of 2,677 in transportation & warehousing. In 2024, employees put in $2.25 for every $1.00 the employer contributed; active participation has shrunk from 146 to 105 since 2022.

Plan summary
Net assets, end of year$3,416,411
Participants with balances181
Active participants105
Employer contributions$109,513
Employee contributions$246,301
Employer contribution per active participant$1,043
Average account balance$18,875
Benefits paid to participants$244,040
Plan auditUnmodified (clean) audit opinion
AuditorBCM LLC
Plan history3
Yearassets · accounts · employer contribution
2024$3.4M · 181 accts · $110K emplr
2023$2.8M · 199 accts · $138K emplr
2022$2.3M · 178 accts · $181K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$15,972
Investment management$38,223
Total administrative$54,195
Employer contributions to the Pacific Unlimited, Inc. plan · 2024
Employer contribution per active participant$1,043
Median for plans this size$1,313
2024$1,043 per active participant
2023$1,642 per active participant
2022$1,241 per active participant

Pacific Unlimited, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EPIC RETIREMENT PLAN SERVICES · Recordkeeping · Loan processing$2,471
FUTUREPLAN BY ASCENSUS · Contract administrator$32,828
ASIA PACIFIC FINANCIAL MANAGEMENT · Investment advisory (plan)$7,251

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$54,195 · 1.74%
2023$27,616 · 1.08%
2022$27,777 · 1.14%
Similar plansTransportation & Warehousing · GU
Blue Ocean Inc OR$3.4M · 0.60%
Glovis Georgia, LLC GA$3.4M · 0.10%
Verida, Inc. GA$3.4M · 3.11%
Local Motion, Inc. MA$3.4M · 0.44%
Niece Trucking, Inc. IA$3.4M · 0.01%
Karl's Transport, Inc. WI$3.4M · 0.81%

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Source: U.S. Department of Labor, Form 5500 series, EIN 980075957 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.