Plan Ledger DOL Form 5500 · updated monthly

Pacific Ridge School403(b)

PACIFIC RIDGE SCHOOL 403(B) DC PLAN · CARLSBAD, CA · plan year 2024

Reported admin expense ratio · 2024
0.23%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Pacific Ridge School reported $54,593 in plan administrative expenses for 2024: 0.23% of average plan assets, below the peer median. Employer contributions averaged $6,864 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.21% to 0.23%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 3,020th-largest of 9,483 plans among California employers on file, and the 1,404th of 3,091 in educational services. In 2024, employees put in $1.15 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$25,774,659
Participants with balances244
Active participants133
Employer contributions$912,952
Employee contributions$1,049,333
Employer contribution per active participant$6,864
Average account balance$105,634
Benefits paid to participants$1,115,724
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$25.8M · 244 accts · $913K emplr
2023$22.4M · 243 accts · $771K emplr
2022$19.0M · 239 accts · $672K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$28,059
Investment management$26,534
Total administrative$54,593
Employer contributions to the Pacific Ridge School plan · 2024
Employer contribution per active participant$6,864
Median for plans this size$2,416
2024$6,864 per active participant
2023$5,583 per active participant
2022$4,866 per active participant

Pacific Ridge School's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TIAA - TEACHERS INS & ANNUITY ASSOC · Recordkeeping$28,484
MARSH & MCLENNAN AGENCY, LLC · Investment advisory (plan)$16,837
MARSH & MCLENNAN AGENCY · Investment advisory (plan)$5,393

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$54,593 · 0.23%
2023$57,416 · 0.28%
2022$37,676 · 0.21%
Same employer
Similar plansEducational Services · California
Ecole Bilingue CA$26.8M · 0.17%
The Seven Hills School CA$25.1M · 0.33%
The John Thomas Dye School CA$25.1M · 0.11%
Charles Armstrong School CA$24.4M · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 861061606 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.