Plan Ledger DOL Form 5500 · updated monthly

Pacific Lifestyle Homes, Inc.401(k)

PACIFIC LIFESTYLE HOMES, INC. 401(K) PLAN · VANCOUVER, WA · plan year 2024

Reported admin expense ratio · 2024
0.39%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Pacific Lifestyle Homes, Inc. reported $31,414 in plan administrative expenses for 2024: 0.39% of average plan assets, below the peer median. Employer contributions averaged $2,945 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.65% to 0.39%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Washington (1,113th of 1,714), and 3,211th of 5,337 in construction. In 2024, employees put in $2.17 for every $1.00 the employer contributed; active participation has grown from 100 to 119 since 2022.

Plan summary
Net assets, end of year$9,227,000
Participants with balances120
Active participants119
Employer contributions$350,498
Employee contributions$760,106
Employer contribution per active participant$2,945
Average account balance$76,892
Benefits paid to participants$217,451
Plan auditUnmodified (clean) audit opinion
AuditorDELAP LLP
Plan history3
Yearassets · accounts · employer contribution
2024$9.2M · 120 accts · $350K emplr
2023$6.8M · 105 accts · $272K emplr
2022$5.5M · 116 accts · $307K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$12,403
Investment management$17,761
Total administrative$31,414
The Pacific Lifestyle Homes, Inc. 401(k) match · 2024
Employer contribution per active participant$2,945
Median for plans this size$1,313
2024$2,945 per active participant
2023$2,927 per active participant
2022$3,067 per active participant

Pacific Lifestyle Homes, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$9,126
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$94
BNC WEALTH MANAGEMENT · Investment advisory (participants)$17,761
PENSION PLAN SPECIALISTS · Pension consulting$1,250

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock, The Standard
2023John Hancock

This plan has changed recordkeepers within these filings. If you left Pacific Lifestyle Homes, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$31,414 · 0.39%
2023$43,247 · 0.71%
2022$37,331 · 0.65%
Similar plansConstruction · Washington
Mastercraft Electric, Inc. WA$10.1M · 0.59%
McClure & Sons, Inc. WA$10.0M · 0.74%
The Holt Group, Inc. WA$9.0M · 0.56%
Sme Inc of Seattle WA$8.9M · 0.01%
Provident Electric, Inc. WA$8.6M · 0.53%
Piper Mechanical, Inc. WA$8.4M · 0.67%

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Source: U.S. Department of Labor, Form 5500 series, EIN 203911811 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.