Plan Ledger DOL Form 5500 · updated monthly

Pacific Harbor Line, Inc.401(k)

PACIFIC HARBOR LINE, INC. UNION 401(K) PLAN · CHICAGO, IL · plan year 2024

Reported admin expense ratio · 2024
0.29%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Pacific Harbor Line, Inc. reported $22,609 in plan administrative expenses for 2024: 0.29% of average plan assets, below the peer median. Employer contributions averaged $1,789 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.27% to 0.29%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Illinois (2,555th of 3,702), and the 1,266th of 2,677 in transportation & warehousing. In 2024, employees put in $2.43 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,333,069
Participants with balances152
Active participants141
Employer contributions$252,212
Employee contributions$612,511
Employer contribution per active participant$1,789
Average account balance$54,823
Benefits paid to participants$487,825
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$8.3M · 152 accts · $252K emplr
2023$7.0M · 180 accts · $245K emplr
2022$5.9M · 179 accts · $236K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$22,609
Total administrative$22,609
The Pacific Harbor Line, Inc. 401(k) match · 2024
Employer contribution per active participant$1,789
Median for plans this size$1,313
2024$1,789 per active participant
2023$1,635 per active participant
2022$1,584 per active participant

Pacific Harbor Line, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$22,609 · 0.29%
2023$17,113 · 0.27%
2022$16,300 · 0.27%
Similar plansTransportation & Warehousing · Illinois
Standard Forwarding LLC IL$9.5M · 0.07%
Federal Warehouse Company IL$9.2M · 0.45%
Richard McNay, Inc. IL$8.3M · 0.45%
Midwest Transport, Inc. IL$8.2M · 1.16%
Loadsmart, Inc. IL$8.1M · 0.36%
Rjw Logistics, Inc. IL$8.0M · 1.37%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 364188387 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.