Plan Ledger DOL Form 5500 · updated monthly

Pacific Dermatology Institute, Inc.401(k)

PACIFIC DERMATOLOGY INSTITUTE 401(K) PLAN · REDLANDS, CA · plan year 2025

Reported admin expense ratio · 2025
0.80%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Pacific Dermatology Institute, Inc. reported $39,130 in plan administrative expenses for 2025: 0.80% of average plan assets, above the peer median. Employer contributions averaged $1,550 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 1.08% to 0.80%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (6,801st of 9,483), and 7,556th of 11,911 in health care & social assistance. In 2025, employees put in $3.86 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,645,194
Participants with balances198
Active participants174
Employer contributions$269,687
Employee contributions$1,040,449
Employer contribution per active participant$1,550
Average account balance$28,511
Benefits paid to participants$608,416
Plan auditUnmodified (clean) audit opinion
AuditorREDWITZ, INC.
Plan history4
Yearassets · accounts · employer contribution
2025$5.6M · 198 accts · $270K emplr
2024$4.2M · 189 accts · $225K emplr
2023$2.9M · 186 accts · $209K emplr
2022$1.9M · 177 accts · $204K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$20,642
Investment management$18,488
Total administrative$39,130
The Pacific Dermatology Institute, Inc. 401(k) match · 2025
Employer contribution per active participant$1,550
Median for plans this size$1,464
2025$1,550 per active participant
2024$1,337 per active participant
2023$1,268 per active participant
2022$1,245 per active participant

Pacific Dermatology Institute, Inc.'s 2025 employer contribution ran above the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
JOHN HANCOCK · Recordkeeping · Investment advisory (participants)$22,234
MMA SECURITIES, LLC · Investment advisory (plan)$16,896

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$39,130 · 0.80%
2024$30,068 · 0.84%
2023$25,800 · 1.05%
2022$19,586 · 1.08%
Same employer
Similar plansHealth Care & Social Assistance · California
Mdh Network, Inc. CA$5.7M · 0.61%
L.A. Family Housing Corp. CA$5.7M · 1.43%
Project Open Hand CA$5.7M · 0.04%
Side by Side CA$5.6M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 270481805 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.