Plan Ledger DOL Form 5500 · updated monthly

Pacific Coast Fruit Company401(k)

PCF/RCT 401(K) PROFIT SHARING PLAN · PORTLAND, OR · plan year 2024

Reported admin expense ratio · 2024
0.71%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Pacific Coast Fruit Company reported $150,569 in plan administrative expenses for 2024: 0.71% of average plan assets, higher than ~90% of peers. Employer contributions averaged $617 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.71%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 342nd-largest of 1,021 plans among Oregon employers on file, and the 1,733rd of 4,246 in wholesale trade. In 2024, employees put in $6.37 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$22,268,417
Participants with balances562
Active participants413
Employer contributions$254,650
Employee contributions$1,621,682
Employer contribution per active participant$617
Average account balance$39,624
Benefits paid to participants$2,369,675
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$22.3M · 562 accts · $255K emplr
2023$20.3M · 518 accts · $514K emplr
2022$18.1M · 493 accts · $871K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$116,640
Investment management$33,929
Total administrative$150,569
The Pacific Coast Fruit Company 401(k) match · 2024
Employer contribution per active participant$617
Median for plans this size$2,416
2024$617 per active participant
2023$1,241 per active participant
2022$2,141 per active participant

Pacific Coast Fruit Company's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
OPPORTUNUS WEALTH MANAGEMENT LLC DB · Investment advisory (plan)$20,000
EMPOWER ADVISORY GROUP, LLC · Investment management$13,929

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$150,569 · 0.71%
2023$137,571 · 0.72%
2022$127,011 · 0.68%
Same employer
Similar plansWholesale Trade · Oregon
Western Partitions, Inc. OR$26.0M · 0.15%
Bridgewell Resources LLC OR$24.6M · 0.08%
Dr. Martens OR$23.7M · 0.26%
Rm Distributors, LLC OR$21.9M · 0.04%
Z&Z Holding Company, Inc. OR$20.5M · 0.36%
United Tile Co., Inc. OR$17.8M · 0.02%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 930697425 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.