Plan Ledger DOL Form 5500 · updated monthly

Oxford Construction Company401(k)

OXFORD CONSTRUCTION COMPANY 401K PLAN · ALBANY, GA · plan year 2024

Reported admin expense ratio · 2024
0.70%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Oxford Construction Company reported $59,615 in plan administrative expenses for 2024: 0.70% of average plan assets, above the peer median. Employer contributions averaged $1,596 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.65% to 0.70%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Georgia (1,288th of 2,160), and 3,197th of 5,337 in construction. In 2024, employees put in $1.55 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,318,596
Participants with balances120
Active participants188
Employer contributions$300,126
Employee contributions$464,624
Employer contribution per active participant$1,596
Average account balance$77,655
Benefits paid to participants$332,638
Plan auditUnmodified (clean) audit opinion
AuditorDRAFFIN & TUCKER, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$9.3M · 120 accts · $300K emplr
2023$7.8M · 104 accts · $258K emplr
2022$6.5M · 110 accts · $246K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$59,615
Total administrative$59,615
The Oxford Construction Company 401(k) match · 2024
Employer contribution per active participant$1,596
Median for plans this size$1,313
2024$1,596 per active participant
2023$1,402 per active participant
2022$1,294 per active participant

Oxford Construction Company's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$1,050

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$59,615 · 0.70%
2023$53,113 · 0.74%
2022$47,668 · 0.65%
All plans at this employer2
OXFORD CONSTRUCTION COMPANY 401K PLAN401(k)
OXFORD CONSTRUCTION COMPANY EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
Similar plansConstruction · Georgia
Alta Refrigeration, Inc GA$10.6M · 0.12%
Baker Constructors, Inc. GA$8.9M · 0.15%
Mortensen Woodwork, Inc. GA$8.7M · 0.52%

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Source: U.S. Department of Labor, Form 5500 series, EIN 580538940 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.