Plan Ledger DOL Form 5500 · updated monthly

Osg USA, Inc.401(k)

OSG USA, INC. PROFIT SHARING AND 401(K) PLAN · ST. CHARLES, IL · plan year 2025

Reported admin expense ratio · 2025
0.17%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Osg USA, Inc. reported $117,146 in plan administrative expenses for 2025: 0.17% of average plan assets, above the peer median. Employer contributions averaged $3,246 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.23% to 0.17%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other wholesale trade employers. By assets it is the 705th-largest of 3,702 plans among Illinois employers on file, and the 571st of 4,246 in wholesale trade. In 2025, employees put in $2.20 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$72,251,023
Participants with balances511
Active participants398
Employer contributions$1,291,898
Employee contributions$2,843,530
Employer contribution per active participant$3,246
Average account balance$141,391
Benefits paid to participants$3,544,825
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$72.3M · 511 accts · $1.3M emplr
2024$62.2M · 530 accts · $1.2M emplr
2023$54.5M · 523 accts · $1.2M emplr
2022$48.2M · 511 accts · $964K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$69,465
Investment management$35,000
Audit (IQPA)$12,000
Total administrative$117,146
The Osg USA, Inc. 401(k) match · 2025
Employer contribution per active participant$3,246
Median for plans this size$4,093
2025$3,246 per active participant
2024$2,966 per active participant
2023$3,020 per active participant
2022$2,471 per active participant

Osg USA, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
ONEDIGITAL INVESTMENT ADVISORS LLC · Investment advisory (plan)$35,000
SIKICH CPA LLC · Contract administrator$12,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$117,146 · 0.17%
2024$95,327 · 0.16%
2023$112,596 · 0.22%
2022$119,696 · 0.23%
Same employer
Similar plansWholesale Trade · Illinois
Effingham Equity IL$80.0M · 0.04%
Bohler-Uddeholm Corporation IL$79.6M · 0.20%
Dyson, Inc. IL$78.2M
Vermeer Midwest, Inc. IL$77.3M · 0.18%
Medela LLC IL$71.8M · 0.14%
Old World Industries, LLC IL$71.8M · 0.12%
Connor Co. IL$70.3M · 0.12%
Truck Centers, Inc. IL$68.3M · 0.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 362645979 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.