Plan Ledger DOL Form 5500 · updated monthly

Opto International, Inc.401(k)

OPTO INTERNATIONAL 401K PLAN · WOOD DALE, IL · plan year 2024

Reported admin expense ratio · 2024
0.04%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Opto International, Inc. reported $1,950 in plan administrative expenses for 2024: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,279 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.04%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Illinois (2,847th of 3,702), and 10,742nd of 13,661 in manufacturing. In 2024, employees put in $1.96 for every $1.00 the employer contributed; active participation has grown from 117 to 159 since 2022.

Plan summary
Net assets, end of year$5,895,238
Participants with balances125
Active participants159
Employer contributions$203,328
Employee contributions$399,494
Employer contribution per active participant$1,279
Average account balance$47,162
Benefits paid to participants$176,724
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$5.9M · 125 accts · $203K emplr
2023$4.8M · 125 accts · $165K emplr
2022$3.7M · 112 accts · $131K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,700
Total administrative$1,950
The Opto International, Inc. 401(k) match · 2024
Employer contribution per active participant$1,279
Median for plans this size$1,313
2024$1,279 per active participant
2023$1,233 per active participant
2022$1,121 per active participant

Opto International, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$1,950 · 0.04%
2023$800 · 0.02%
2022$750 · 0.02%
Same employer
Similar plansManufacturing · Illinois
Gc Packaging, LLC IL$6.1M · 0.11%
Orion Industries, LTD. IL$6.0M · 0.52%
Pepsi Midamerica IL$5.9M · 0.15%
Headly Manufacturing Co. IL$5.9M · 0.53%
Motorad of America Inc IL$5.9M · 0.07%
Plibrico Company LLC IL$5.8M · 0.48%

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Source: U.S. Department of Labor, Form 5500 series, EIN 363134051 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.