Plan Ledger DOL Form 5500 · updated monthly

Options for Learning401(k)

OPTIONS FOR LEARNING 403(B) PLAN · WEST COVINA, CA · plan year 2025

Reported admin expense ratio · 2025
0.09%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Options for Learning reported $18,423 in plan administrative expenses for 2025: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,903 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.29% to 0.09%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other other services employers. By assets it is the 3,211th-largest of 9,483 plans among California employers on file, and the 914th of 3,341 in other services. In 2025, the employer put in $1.29 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$23,896,635
Participants with balances1,171
Active participants999
Employer contributions$1,901,291
Employee contributions$1,477,586
Employer contribution per active participant$1,903
Average account balance$20,407
Benefits paid to participants$169,243
Plan history3
Yearassets · accounts · employer contribution
2025$23.9M · 1,171 accts · $1.9M emplr
2024$18.9M · 1,171 accts · $2.1M emplr
2023$12.9M · 1,022 accts · $1.7M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$18,423
Total administrative$18,423
The Options for Learning 401(k) match · 2025
Employer contribution per active participant$1,903
Median for plans this size$2,666
2025$1,903 per active participant
2024$2,066 per active participant
2023$1,771 per active participant

Options for Learning's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
MUTUAL OF AMERICA SEC. CORP LLC · Recordkeeping · Loan processingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Mutual of America
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2025$18,423 · 0.09%
2024$33,691 · 0.21%
2023$29,386 · 0.29%
Same employer
Similar plansOther Services · California
Western Precooling Systems CA$24.0M · 0.62%
Angelus Block Company, Inc. CA$23.4M · 0.31%
Resources Legacy Fund CA$22.7M · 0.26%
Dewey Services, Inc. CA$22.3M · 0.61%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953602641 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.