Plan Ledger DOL Form 5500 · updated monthly

Optimae Liefservices Inc401(k)

OPTIMAE LIFESERVICES, INC. SAVINGS AND INVESTMENT PLAN · FAIRFIELD, IA · plan year 2025

Reported admin expense ratio · 2025
0.60%

Optimae Liefservices Inc reported $33,722 in plan administrative expenses for 2025: 0.60% of average plan assets, above the peer median. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.60%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Iowa (675th of 878), and 7,391st of 11,911 in health care & social assistance. active participation has grown from 691 to 1,267 since 2022.

Plan summary
Net assets, end of year$5,931,090
Participants with balances215
Active participants1,267
Employer contributions—
Employee contributions$404,839
Employer contribution per active participant—
Average account balance$27,586
Benefits paid to participants$470,213
Plan auditUnmodified (clean) audit opinion
AuditorFORGE FINANCIAL & MANAGEMENT CONSUL
Plan history4
Yearassets · accounts · employer contribution
2025$5.9M · 215 accts
2024$5.3M · 233 accts
2023$4.9M · 708 accts
2022$4.3M · 242 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$33,722
Total administrative$33,722
What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$33,721
ACCEL WEALTH MANAGEMENT LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$33,722 · 0.60%
2024$33,114 · 0.65%
2023$30,038 · 0.65%
2022$29,380 · 0.62%
Same employer
Similar plansHealth Care & Social Assistance · Iowa
Ellipsis, Inc. IA$6.2M · 0.40%
Friendship Haven, Inc. IA$6.1M · 0.98%
Infinity Health IA$6.1M · 0.04%
The Meth-Wick Community IA$5.7M · 0.90%

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Source: U.S. Department of Labor, Form 5500 series, EIN 421287333 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.