Optima Dealer Services Inc401(k)

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Optima Dealer Services Inc reported $3,917 in plan administrative expenses for 2024: 0.67% of average plan assets, below the peer median. Employer contributions averaged $23 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.48% to 0.67%. The plan sits in the under $1M size bracket, benchmarked here against 1,109 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in California (9,003rd of 9,483), and 3,147th of 3,341 in other services. In 2024, employees put in $52.65 for every $1.00 the employer contributed; active participation has grown from 167 to 206 since 2022.