Plan Ledger DOL Form 5500 · updated monthly

Opportune LLP401(k)

OPPORTUNE LLP 401(K) PLAN · HOUSTON, TX · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Opportune LLP reported $59,210 in plan administrative expenses for 2024: 0.25% of average plan assets, below the peer median. Employer contributions averaged $1,127 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.25%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,707th-largest of 5,688 plans among Texas employers on file, and the 4,662nd of 11,654 in professional & technical services. In 2024, employees put in $8.79 for every $1.00 the employer contributed; active participation has grown from 214 to 261 since 2022.

Plan summary
Net assets, end of year$25,688,374
Participants with balances372
Active participants261
Employer contributions$294,158
Employee contributions$2,585,731
Employer contribution per active participant$1,127
Average account balance$69,055
Benefits paid to participants$1,858,550
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$25.7M · 372 accts · $294K emplr
2023$21.5M · 362 accts · $760K emplr
2022$16.4M · 317 accts · $450K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$33,132
Investment management$26,078
Total administrative$59,210
The Opportune LLP 401(k) match · 2024
Employer contribution per active participant$1,127
Median for plans this size$2,416
2024$1,127 per active participant
2023$2,806 per active participant
2022$2,105 per active participant

Opportune LLP's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ASCENSUS LLC · Loan processing · Recordkeeping$33,132
MERRILL LYNCH RETIREMENT & BENEFIT · Investment advisory (plan)$26,078

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus
2023Ascensus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$59,210 · 0.25%
2023$51,085 · 0.27%
2022$5,206 · 0.03%
Same employer
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Topographic Om, Inc. TX$26.4M · 0.61%
Arion Blue, LLC TX$26.1M · 0.49%
Ksa Engineers, Inc. TX$25.9M · 0.37%
Ndt Global, LLC TX$25.7M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 202958287 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.