Plan Ledger DOL Form 5500 · updated monthly

Oostburg Concrete Products, Inc.401(k)

OOSTBURG CONCRETE PRODUCTS, INC. 401(K) PLAN · OOSTBURG, WI · plan year 2025

Reported admin expense ratio · 2025
0.58%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Oostburg Concrete Products, Inc. reported $61,442 in plan administrative expenses for 2025: 0.58% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,213 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.44% to 0.58%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Wisconsin (1,197th of 1,936), and 2,871st of 5,337 in construction. In 2025, employees put in $1.61 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$11,636,267
Participants with balances139
Active participants122
Employer contributions$270,000
Employee contributions$435,234
Employer contribution per active participant$2,213
Average account balance$83,714
Benefits paid to participants$394,553
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$11.6M · 139 accts · $270K emplr
2024$9.7M · 137 accts · $245K emplr
2023$8.5M · 144 accts · $180K emplr
2022$6.9M · 154 accts · $193K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$61,442
Total administrative$61,442
The Oostburg Concrete Products, Inc. 401(k) match · 2025
Employer contribution per active participant$2,213
Median for plans this size$2,666
2025$2,213 per active participant
2024$1,992 per active participant
2023$1,552 per active participant
2022$1,645 per active participant

Oostburg Concrete Products, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
EMPOWER ANNUITY INSURANCE COMPANY · Recordkeeping · Insurance services$59,805
NORTHWESTERN WISCONSIN ASSOCIATES · Contract administrator$1,637

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Empower
2024Empower
2023Empower

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Administrative cost history4
2025$61,442 · 0.58%
2024$52,470 · 0.58%
2023$42,890 · 0.55%
2022$32,623 · 0.44%
Same employer
Similar plansConstruction · Wisconsin
Holton Brothers, Inc. WI$12.5M · 0.37%
Musson Bros., Inc. WI$12.1M · 0.55%
Deleers Construction, Inc. WI$11.7M · 0.60%
Allan Gerke & Sons, Inc. WI$11.5M · 0.62%
Neumann Developments, Inc. WI$11.4M · 0.71%
Push, Inc. WI$11.1M · 0.45%

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Source: U.S. Department of Labor, Form 5500 series, EIN 390789082 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.