Plan Ledger DOL Form 5500 · updated monthly

Onion River Cooperative dba City Market401(k)

ONION RIVER CO-OP 401(K) PLAN · BURLINGTON, VT · plan year 2024

Reported admin expense ratio · 2024
0.63%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Onion River Cooperative dba City Market reported $66,956 in plan administrative expenses for 2024: 0.63% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,386 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.68% to 0.63%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Vermont (138th of 230), and the 2,354th of 5,215 in retail trade. In 2024, employees put in $1.57 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$11,499,421
Participants with balances208
Active participants261
Employer contributions$361,855
Employee contributions$568,601
Employer contribution per active participant$1,386
Average account balance$55,286
Benefits paid to participants$506,323
Plan auditUnmodified (clean) audit opinion
AuditorGALLAGHER, FLYNN & COMPANY, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$11.5M · 208 accts · $362K emplr
2023$9.7M · 206 accts · $339K emplr
2022$8.0M · 215 accts · $366K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$43,911
Investment management$23,045
Total administrative$66,956
The Onion River Cooperative dba City Market 401(k) match · 2024
Employer contribution per active participant$1,386
Median for plans this size$2,416
2024$1,386 per active participant
2023$1,323 per active participant
2022$1,470 per active participant

Onion River Cooperative dba City Market's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$43,911
WORLD INVESTMENT ADVISORS, LLC · Investment advisory (plan)$15,012
TRG INVESTMENT ADVISORS, LLC · Investment advisory (plan)$8,025

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$66,956 · 0.63%
2023$60,614 · 0.69%
2022$57,500 · 0.68%
Same employer
Similar plansRetail Trade · Vermont
Poulin Grain, Inc. VT$29.0M · 0.15%
R.K. Miles, Inc. VT$27.2M · 0.42%
Mactaw, Inc. VT$10.4M · 0.92%
Cota & Cota, Inc. VT$9.1M · 0.02%
Badge Motor Company VT$8.7M · 0.40%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 030232267 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.