Plan Ledger DOL Form 5500 · updated monthly

Oneshield, Inc.401(k)

ONESHIELD, INC. 401(K) RETIREMENT PLAN · MARLBOROUGH, MA · plan year 2025

Reported admin expense ratio · 2025
0.25%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Oneshield, Inc. reported $62,580 in plan administrative expenses for 2025: 0.25% of average plan assets, below the peer median. Employer contributions averaged $5,525 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.22% to 0.25%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,092nd-largest of 2,726 plans among Massachusetts employers on file, and the 4,525th of 11,654 in professional & technical services. In 2025, employees put in $1.97 for every $1.00 the employer contributed; active participation has grown from 105 to 119 since 2022.

Plan summary
Net assets, end of year$26,748,720
Participants with balances178
Active participants119
Employer contributions$657,517
Employee contributions$1,294,020
Employer contribution per active participant$5,525
Average account balance$150,274
Benefits paid to participants$3,103,398
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$26.7M · 178 accts · $658K emplr
2024$24.0M · 180 accts · $700K emplr
2023$22.5M · 187 accts · $654K emplr
2022$19.3M · 168 accts · $491K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$12,936
Investment management$49,644
Total administrative$62,580
The Oneshield, Inc. 401(k) match · 2025
Employer contribution per active participant$5,525
Median for plans this size$2,666
2025$5,525 per active participant
2024$6,670 per active participant
2023$5,642 per active participant
2022$4,672 per active participant

Oneshield, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
LPL FINANCIAL · Investment advisory (plan)$29,719
EMPOWER ADVISORY GROUP, LLC · Investment management$11,508

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$62,580 · 0.25%
2024$64,017 · 0.27%
2023$54,635 · 0.26%
2022$44,464 · 0.22%
Same employer
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C4 Therapeutics, Inc. MA$26.0M · 0.00%
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Source: U.S. Department of Labor, Form 5500 series, EIN 046897296 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.