Plan Ledger DOL Form 5500 · updated monthly

One Florida Bank401(k)

ONE FLORIDA BANK 401(K) PLAN · ORLANDO, FL · plan year 2025

Reported admin expense ratio · 2025
0.21%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

One Florida Bank reported $26,538 in plan administrative expenses for 2025: 0.21% of average plan assets, below the peer median. Employer contributions averaged $3,346 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.07% to 0.21%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,439th-largest of 3,644 plans among Florida employers on file, and 3,605th of 4,798 in finance & insurance. In 2025, employees put in $2.08 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,936,880
Participants with balances181
Active participants169
Employer contributions$565,444
Employee contributions$1,175,413
Employer contribution per active participant$3,346
Average account balance$76,999
Benefits paid to participants$909,890
Plan auditUnmodified (clean) audit opinion
AuditorHACKER, JOHNSON & SMITH, P.A.
Plan history3
Yearassets · accounts · employer contribution
2025$13.9M · 181 accts · $565K emplr
2024$11.2M · 178 accts · $550K emplr
2023$8.9M · $560K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$10,487
Investment management$16,051
Total administrative$26,538
The One Florida Bank 401(k) match · 2025
Employer contribution per active participant$3,346
Median for plans this size$2,666
2025$3,346 per active participant
2024$3,276 per active participant
2023$3,311 per active participant

One Florida Bank's 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
CERTIFIED BENEFITS CORP · Contract administrator · Recordkeeping$10,487
CERTIFIED ADVISORY CORP · Investment advisory (plan)$16,051

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2025CERTIFIED BENEFITS CORP
2024CERTIFIED BENEFITS CORP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2025$26,538 · 0.21%
2024$18,711 · 0.19%
2023$6,303 · 0.07%
Similar plansFinance & Insurance · Florida
Envision Credit Union FL$14.3M · 0.13%
We Florida Financial FL$14.1M · 0.39%
Gulf Winds Credit Union FL$14.1M · 0.53%
Siebert Financial Corp. FL$13.8M · 0.11%
Das Talent, LLC FL$12.9M · 0.45%
Brightstar Credit Union FL$12.3M · 0.38%

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Source: U.S. Department of Labor, Form 5500 series, EIN 010914314 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.