Old Second National Bank401(k)
OLD SECOND NATIONAL BANK POOLED EMPLOYER PLAN · AURORA, IL · plan year 2024
Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works
Old Second National Bank reported $227,229 in plan administrative expenses for 2024: 0.71% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,772 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 1 year on file its reported administrative ratio rose from 0.60% to 0.71%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,204th-largest of 3,702 plans among Illinois employers on file, and the 2,204th of 4,798 in finance & insurance. In 2024, employees put in $1.94 for every $1.00 the employer contributed.
Old Second National Bank's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
This plan has changed recordkeepers within these filings. If you left Old Second National Bank before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).
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Source: U.S. Department of Labor, Form 5500 series, EIN 361577458 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.