Plan Ledger DOL Form 5500 · updated monthly

Obra Capital, Inc.401(k)

OBRA CAPITAL, INC. 401(K) PROFIT SHARING PLAN · AUSTIN, TX · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Obra Capital, Inc. reported $3,739 in plan administrative expenses for 2024: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,994 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.056% to 0.062%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Texas (3,589th of 5,688), and 4,267th of 4,798 in finance & insurance. In 2024, employees put in $1.73 for every $1.00 the employer contributed; active participation has grown from 91 to 159 since 2022.

Plan summary
Net assets, end of year$7,096,657
Participants with balances193
Active participants159
Employer contributions$794,099
Employee contributions$1,370,854
Employer contribution per active participant$4,994
Average account balance$36,770
Benefits paid to participants$1,275,022
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.1M · 193 accts · $794K emplr
2023$4.9M · 140 accts · $146K emplr
2022$4.0M · 117 accts · $121K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,739
Total administrative$3,739
The Obra Capital, Inc. 401(k) match · 2024
Employer contribution per active participant$4,994
Median for plans this size$1,313
2024$4,994 per active participant
2023$1,290 per active participant
2022$1,330 per active participant

Obra Capital, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
ADP, INC. · Loan processing · Recordkeeping$3,739

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP
2023ADP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$3,739 · 0.06%
2023$2,774 · 0.06%
2022$2,590 · 0.06%
Same employer
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Hometown Bank, NA TX$7.4M · 0.02%
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R Bank Texas TX$7.1M · 0.04%
Texas Champion Bank TX$7.1M · 0.03%
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Source: U.S. Department of Labor, Form 5500 series, EIN 270284263 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.