Plan Ledger DOL Form 5500 · updated monthly

Oac Services401(k)

OAC SERVICES INC. 401(K) PLAN · SEATTLE, WA · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Oac Services reported $1,705 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,972 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.011% to 0.006%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 546th-largest of 1,714 plans among Washington employers on file, and the 4,290th of 11,654 in professional & technical services. In 2024, employees put in $3.77 for every $1.00 the employer contributed; active participation has shrunk from 139 to 124 since 2022.

Plan summary
Net assets, end of year$28,921,170
Participants with balances239
Active participants124
Employer contributions$492,563
Employee contributions$1,856,661
Employer contribution per active participant$3,972
Average account balance$121,009
Benefits paid to participants$2,778,678
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $606K emplr
2024$28.9M · 239 accts · $493K emplr
2023$25.4M · 205 accts · $991K emplr
2022$22.1M · 203 accts · $952K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,705
Total administrative$1,705
The Oac Services 401(k) match · 2024
Employer contribution per active participant$3,972
Median for plans this size$2,416
2024$3,972 per active participant
2023$7,344 per active participant
2022$6,851 per active participant

Oac Services's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$1,724

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025Not separately reported
2024$1,705 · 0.01%
2023$1,838 · 0.01%
2022$2,629 · 0.01%
Same employer
Similar plansProfessional & Technical Services · Washington
Larson Gross P.L.L.C. WA$30.2M · 0.26%
Integrus Architecture, P.S. WA$29.7M · 0.35%
Mahlum Architects, Inc. WA$29.3M · 0.20%
Pushpay USA, Inc. WA$29.0M · 0.90%
Omniva LLC WA$28.7M · 0.22%
Maul Foster & Alongi, Inc. WA$28.4M · 0.01%
Sweeney Conrad, P.S. WA$28.3M · 0.10%
Harris Group Inc. WA$28.3M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910821620 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.