Plan Ledger DOL Form 5500 · updated monthly

O Neil & Associates, Inc.401(k)

O'NEIL & ASSOCIATES, INC. PROFIT SHARING AND SAVINGS PLAN · MIAMISBURG, OH · plan year 2024

Reported admin expense ratio · 2024
0.42%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

O Neil & Associates, Inc. reported $70,093 in plan administrative expenses for 2024: 0.42% of average plan assets, above the peer median. Employer contributions averaged $2,140 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.33% to 0.42%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other information & media employers. By assets it is the 1,463rd-largest of 3,295 plans among Ohio employers on file, and 1,110th of 2,199 in information & media. In 2024, employees put in $2.68 for every $1.00 the employer contributed; active participation has grown from 150 to 172 since 2022.

Plan summary
Net assets, end of year$17,437,824
Participants with balances236
Active participants172
Employer contributions$368,011
Employee contributions$986,255
Employer contribution per active participant$2,140
Average account balance$73,889
Benefits paid to participants$1,982,733
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$17.4M · 236 accts · $368K emplr
2023$16.1M · 221 accts · $309K emplr
2022$13.6M · 204 accts · $276K emplr
The O Neil & Associates, Inc. 401(k) match · 2024
Employer contribution per active participant$2,140
Median for plans this size$2,416
2024$2,140 per active participant
2023$1,864 per active participant
2022$1,843 per active participant

O Neil & Associates, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$44,003
CREATIVE RETIREMENT SYSTEMS, INC. · Recordkeeping · Loan processing$6,606
FLAGEL HUBER FLAGEL · Legal$15,500
MORGAN STANLEY SMITH BARNEY LLC · Insurance broker · Insurance servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CREATIVE RETIREMENT SYSTEMS, INC., Transamerica
2023CREATIVE RETIREMENT SYSTEMS, INC., Transamerica

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Administrative cost history3
2024$70,093 · 0.42%
2023$43,248 · 0.29%
2022$48,024 · 0.33%
All plans at this employer2
O'NEIL & ASSOCIATES, INC. PROFIT SHARING AND SAVINGS PLAN401(k)
O'NEIL & ASSOCIATES, INC. EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 310629068 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.