Plan Ledger DOL Form 5500 · updated monthly

O.A.R.S. Companies, Inc.401(k)

O.A.R.S. COMPANIES, INC. 401(K) PLAN · ANGLES CAMP, CA · plan year 2023

Reported admin expense ratio · 2023
1.16%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

O.A.R.S. Companies, Inc. reported $36,287 in plan administrative expenses for 2023: 1.16% of average plan assets, higher than ~75% of peers. Employer contributions averaged $317 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 1.161%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other arts, entertainment & recreation employers. By assets it is among the smaller plans on file in California (7,659th of 9,483), and 1,040th of 1,311 in arts, entertainment & recreation. In 2023, employees put in $3.49 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,391,816
Participants with balances121
Active participants242
Employer contributions$76,654
Employee contributions$267,251
Employer contribution per active participant$317
Average account balance$28,032
Benefits paid to participants$340,310
Plan auditUnmodified (clean) audit opinion
AuditorATHERTON & ASSOCIATES, LLP
Plan history2
Yearassets · accounts · employer contribution
2023$3.4M · 121 accts · $77K emplr
2022$2.9M · 110 accts · $54K emplr
Administrative expenses, itemized · 2023
Investment management$22,588
Total administrative$36,287
The O.A.R.S. Companies, Inc. 401(k) match · 2023
Employer contribution per active participant$317
Median for plans this size$1,308
2023$317 per active participant
2022$185 per active participant

O.A.R.S. Companies, Inc.'s 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
AT RETIREMENT SERVICES, LLC · Claims processing · Recordkeeping$13,699
PLAN STRATEGIES, INC. · Investment advisory (participants) · Investment advisory (plan)$22,588

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$36,287 · 1.16%
2022$36,115 · 1.16%
Similar plansArts, Entertainment & Recreation · California
Blue Lake Casino CA$3.5M · 0.45%
The Living Desert CA$3.3M · 0.60%
Galaxy Theatres, LLC CA$3.0M · 1.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 952701160 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.