Plan Ledger DOL Form 5500 · updated monthly

Nzero Labs, Inc. dba on Deck401(k)

ON DECK 401(K) PLAN · SAN FRANCISCO, CA · plan year 2022

Reported admin expense ratio · 2022
0.86%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Nzero Labs, Inc. dba on Deck reported $11,186 in plan administrative expenses for 2022: 0.86% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,798 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.86% to 1.33%. The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in California (8,523rd of 9,483), and 11,039th of 11,654 in professional & technical services. In 2022, employees put in $8.67 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,538,497
Participants with balances157
Active participants29
Employer contributions$110,128
Employee contributions$954,708
Employer contribution per active participant$3,798
Average account balance$9,799
Benefits paid to participants$283,320
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$1.5M · 83 accts · $14K emplr
2022$1.5M · 157 accts · $110K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$9,170
Investment management$2,016
Total administrative$11,186
The Nzero Labs, Inc. dba on Deck 401(k) match · 2022
Employer contribution per active participant$3,798
Median for plans this size$1,114
2023$166 per active participant
2022$3,798 per active participant

Nzero Labs, Inc. dba on Deck's 2022 employer contribution ran above the $1,114 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023$20,506 · 1.33%
2022$11,186 · 0.86%
Similar plansProfessional & Technical Services · California
J. Perez Associates, Inc. CA$1.7M · 0.71%
Eastbay Equities Inc CA$1.6M · 0.40%
Coe Orchard Equipment Inc CA$1.6M · 0.26%
Neozene, Inc. CA$1.6M · 0.89%
Intelliswift Software Inc CA$1.5M · 0.21%
Ccic North America Inc CA$1.5M · 0.74%
Untitled Labs CA$1.4M · 0.34%

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Source: U.S. Department of Labor, Form 5500 series, EIN 823271510 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.