Plan Ledger DOL Form 5500 · updated monthly

Numerator401(k)

NUMERATOR 401(K) PLAN · CHICAGO, IL · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Numerator reported $156,940 in plan administrative expenses for 2024: 0.25% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,184 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.29% to 0.25%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 735th-largest of 3,702 plans among Illinois employers on file, and the 2,120th of 11,654 in professional & technical services. In 2024, employees put in $3.12 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$67,928,559
Participants with balances937
Active participants690
Employer contributions$2,196,938
Employee contributions$6,843,464
Employer contribution per active participant$3,184
Average account balance$72,496
Benefits paid to participants$5,778,610
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$67.9M · 937 accts · $2.2M emplr
2023$55.4M · 910 accts · $2.2M emplr
2022$41.6M · 953 accts · $2.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$134,440
Investment management$22,500
Total administrative$156,940
The Numerator 401(k) match · 2024
Employer contribution per active participant$3,184
Median for plans this size$3,635
2024$3,184 per active participant
2023$3,533 per active participant
2022$3,211 per active participant

Numerator's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$134,440
CREATIVE PLANNING LLC · Investment advisory (plan)$22,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$156,940 · 0.25%
2023$129,679 · 0.27%
2022$120,735 · 0.29%
Same employer
Similar plansProfessional & Technical Services · Illinois
Warady & Davis, LLP IL$73.0M · 0.10%
Baxter Healthcare S.A. IL$70.3M · 0.82%
Softchoice Corporation IL$68.3M · 0.25%
Bounteous, Inc. IL$67.2M · 0.47%
Amsive, LLC IL$65.8M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 200509196 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.