Plan Ledger DOL Form 5500 · updated monthly

Nspt Inc401(k)

NSPT 401(K) PLAN · STANWOOD, WA · plan year 2025

Reported admin expense ratio · 2025
0.13%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Nspt Inc reported $7,008 in plan administrative expenses for 2025: 0.13% of average plan assets, lower than ~75% of peers. Employer contributions averaged $969 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Washington (1,303rd of 1,714), and 7,499th of 11,911 in health care & social assistance. In 2025, employees put in $4.04 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,745,472
Participants with balances130
Active participants81
Employer contributions$78,479
Employee contributions$317,172
Employer contribution per active participant$969
Average account balance$44,196
Benefits paid to participants$762,571
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$1,516
Investment management$5,492
Total administrative$7,008
The Nspt Inc 401(k) match · 2025
Employer contribution per active participant$969
Median for plans this size$1,464

Nspt Inc's 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
GUSTO INVESTMENT SERVICES, LLC · Investment advisory (participants) · Investment advisory (plan)$5,492

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2025$7,008 · 0.13%
Similar plansHealth Care & Social Assistance · Washington
SH1 Hold Co, LLC WA$6.0M · 2.06%
Full Life Care WA$5.8M · 0.04%
Columbia Wellness WA$5.7M · 0.87%
Millennium Advisors, Inc. WA$5.7M · 1.21%
Buron, Inc. WA$5.6M · 0.80%

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Source: U.S. Department of Labor, Form 5500 series, EIN 200589219 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.