Plan Ledger DOL Form 5500 · updated monthly

Northwestern Indiana Telephone Company401(k)

NW INDIANA TELCO 401(K) PLAN · HEBRON, IN · plan year 2024

Reported admin expense ratio · 2024
0.80%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Northwestern Indiana Telephone Company reported $51,003 in plan administrative expenses for 2024: 0.80% of average plan assets, above the peer median. Employer contributions averaged $1,310 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.96% to 0.80%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other information & media employers. By assets it is among the smaller plans on file in Indiana (1,053rd of 1,562), and 1,729th of 2,199 in information & media. In 2024, employees put in $2.85 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,867,620
Participants with balances114
Active participants124
Employer contributions$162,480
Employee contributions$463,445
Employer contribution per active participant$1,310
Average account balance$60,242
Benefits paid to participants$429,626
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$6.9M · 114 accts · $162K emplr
2023$5.9M · 118 accts · $160K emplr
2022$4.8M · 135 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$21,436
Investment management$29,567
Total administrative$51,003
The Northwestern Indiana Telephone Company 401(k) match · 2024
Employer contribution per active participant$1,310
Median for plans this size$1,313
2024$1,310 per active participant
2023$1,468 per active participant

Northwestern Indiana Telephone Company's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CAPFINANCIAL PARTNERS LLC · Investment advisory (plan)$29,567
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$21,436

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$51,003 · 0.80%
2023$48,663 · 0.91%
2022$50,391 · 0.96%
Similar plansInformation & Media · Indiana
Author Solutions, LLC IN$6.7M · 0.02%
Zylo, Inc. IN$6.0M · 0.36%
The Collins Group, Inc. IN$3.1M · 0.46%
Netfor, Inc. IN$768K · 1.14%

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Source: U.S. Department of Labor, Form 5500 series, EIN 350797332 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.