Plan Ledger DOL Form 5500 · updated monthly

Northstar Vets401(k)

NORTHSTAR VETS 401(K) PROFIT SHARING PLAN & TRUST · ROBBINSVILLE, NJ · plan year 2024

Reported admin expense ratio · 2024
0.49%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Northstar Vets reported $66,541 in plan administrative expenses for 2024: 0.49% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,177 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.46% to 0.49%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in New Jersey (1,281st of 2,419), and 6,738th of 11,654 in professional & technical services. In 2024, employees put in $2.21 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,351,730
Participants with balances204
Active participants202
Employer contributions$439,808
Employee contributions$971,858
Employer contribution per active participant$2,177
Average account balance$70,352
Benefits paid to participants$1,298,214
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.4M · 204 accts · $440K emplr
2023$12.7M · 202 accts · $412K emplr
2022$10.6M · 204 accts · $417K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$31,580
Investment management$34,101
Trustee / custodial$860
Total administrative$66,541
The Northstar Vets 401(k) match · 2024
Employer contribution per active participant$2,177
Median for plans this size$2,416
2024$2,177 per active participant
2023$2,069 per active participant
2022$2,116 per active participant

Northstar Vets's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PAYCHEX, INC. · Recordkeeping$26,897
UBS - RETIREMENT PLAN CONSULTING · Investment advisory (participants)$34,101

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Paychex
2023Paychex, UBS

This plan has changed recordkeepers within these filings. If you left Northstar Vets before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$66,541 · 0.49%
2023$55,107 · 0.47%
2022$52,928 · 0.46%
Same employer
Similar plansProfessional & Technical Services · New Jersey
Swk Technologies NJ$14.6M · 0.42%
Caregility Corporation NJ$14.5M · 0.02%
Exzac, Inc. NJ$14.5M · 0.09%
Eteam Inc. NJ$14.3M · 1.37%
E.I. Associates Group, Inc. NJ$14.3M · 0.05%
Ncs Technologies, Inc. NJ$14.3M · 0.27%
Behaviorally NJ$13.9M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 223712229 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.