Plan Ledger DOL Form 5500 · updated monthly

Northern California Golf Association401(k)

NORTHERN CALIFORNIA GOLF ASSOCIATION/POPPY HOLDING, INC. 401(K) PLAN · PEBBLE BEACH, CA · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Northern California Golf Association reported $1,541 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $7,779 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.00% to 0.01%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other arts, entertainment & recreation employers. By assets it is the 3,303rd-largest of 9,483 plans among California employers on file, and the 385th of 1,311 in arts, entertainment & recreation. In 2024, the employer put in $1.47 for every $1.00 employees contributed themselves; active participation has grown from 125 to 171 since 2022.

Plan summary
Net assets, end of year$22,861,249
Participants with balances222
Active participants171
Employer contributions$1,330,154
Employee contributions$902,020
Employer contribution per active participant$7,779
Average account balance$102,979
Benefits paid to participants$1,992,701
Plan auditUnmodified (clean) audit opinion
AuditorBPM LLP
Plan history3
Yearassets · accounts · employer contribution
2024$22.9M · 222 accts · $1.3M emplr
2023$19.9M · 206 accts · $1.2M emplr
2022$16.6M · 193 accts · $1.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,541
Total administrative$1,541
The Northern California Golf Association 401(k) match · 2024
Employer contribution per active participant$7,779
Median for plans this size$2,416
2024$7,779 per active participant
2023$8,508 per active participant
2022$8,196 per active participant

Northern California Golf Association's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$1,541

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$1,541 · 0.01%
2023$617 · 0.00%
2022$83 · 0.00%
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Oaks Club Room CA$26.5M · 0.01%
Lucky Chances, Inc. CA$26.3M · 0.33%
Paradigm Talent Agency LLC CA$25.3M · 0.36%
Bay 101 CA$22.9M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941371594 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.