Plan Ledger DOL Form 5500 · updated monthly

Northeast Counseling Services401(k)

RETIREMENT PLAN FOR THE EMPLOYEES OF NORTHEAST COUNSELING SERVICES · NANTICOKE, PA · plan year 2025

Reported admin expense ratio · 2025
0.39%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Northeast Counseling Services reported $40,373 in plan administrative expenses for 2025: 0.39% of average plan assets, above the peer median. Employer contributions averaged $1,676 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.35% to 0.39%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Pennsylvania (2,191st of 3,651), and the 5,409th of 11,911 in health care & social assistance. In 2025, employees put in $1.02 for every $1.00 the employer contributed; active participation has shrunk from 233 to 203 since 2022.

Plan summary
Net assets, end of year$11,067,932
Participants with balances246
Active participants203
Employer contributions$340,314
Employee contributions$345,725
Employer contribution per active participant$1,676
Average account balance$44,992
Benefits paid to participants$536,393
Plan auditUnmodified (clean) audit opinion
AuditorKRONICK KALADA BERDY & CO., PC
Plan history4
Yearassets · accounts · employer contribution
2025$11.1M · 246 accts · $340K emplr
2024$9.5M · 238 accts · $296K emplr
2023$10.2M · 217 accts · $273K emplr
2022$10.6M · 208 accts · $16K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$17,481
Investment management$22,892
Total administrative$40,373
The Northeast Counseling Services 401(k) match · 2025
Employer contribution per active participant$1,676
Median for plans this size$2,666
2025$1,676 per active participant
2024$1,283 per active participant
2023$1,140 per active participant
2022$68 per active participant

Northeast Counseling Services's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
JOHN HANCOCK · Recordkeeping$18,033
LPL FINANCIAL · Accounting / audit$19,427

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$40,373 · 0.39%
2024$43,335 · 0.44%
2023$43,434 · 0.42%
2022$41,541 · 0.35%
Similar plansHealth Care & Social Assistance · Pennsylvania
Foxdale Village Corporation PA$11.4M · 0.41%
Waverly Heights, LTD PA$11.4M · 0.03%
Clarion Hospital PA$11.2M · 0.24%
Redstone Highlands PA$10.9M · 0.18%
Quick Med Claims, LLC PA$10.8M · 1.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231877525 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.