Plan Ledger DOL Form 5500 · updated monthly

New Directions Northwest, Inc.403(b)

NEW DIRECTIONS NORTHWEST, INC. 403B PROFIT SHARING PLAN · BAKER CITY, OR · plan year 2024

Reported admin expense ratio · 2024
0.04%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

New Directions Northwest, Inc. reported $1,730 in plan administrative expenses for 2024: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,604 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.04%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Oregon (742nd of 1,021), and 7,749th of 11,911 in health care & social assistance. In 2024, the employer put in $2.67 for every $1.00 employees contributed themselves; active participation has shrunk from 262 to 118 since 2022.

Plan summary
Net assets, end of year$5,290,252
Participants with balances186
Active participants118
Employer contributions$543,286
Employee contributions$203,429
Employer contribution per active participant$4,604
Average account balance$28,442
Benefits paid to participants$164,090
Plan auditUnmodified (clean) audit opinion
AuditorPOULSEN VAN LEUVEN CATMULL
Plan history3
Yearassets · accounts · employer contribution
2024$5.3M · 186 accts · $543K emplr
2023$4.2M · 174 accts · $521K emplr
2022$3.3M · 208 accts · $157K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,730
Total administrative$1,730
Employer contributions to the New Directions Northwest, Inc. plan · 2024
Employer contribution per active participant$4,604
Median for plans this size$1,313
2024$4,604 per active participant
2023$3,641 per active participant
2022$599 per active participant

New Directions Northwest, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
LORD ABBETT · Loan processing · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$1,730 · 0.04%
2023$1,919 · 0.05%
2022$712 · 0.02%
Similar plansHealth Care & Social Assistance · Oregon
Terwilliger Plaza, Inc. OR$5.6M · 0.09%
Caring Places Management OR$5.5M · 2.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930569254 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.