Plan Ledger DOL Form 5500 · updated monthly

Neighbors in Need of Services Inc. Ninos401(k)

NEIGHBORS IN NEED OF SERVICES INC. NINOS RETIREMENT SAVINGS PLAN · RIO HONDO, TX · plan year 2024

Reported admin expense ratio · 2024
0.80%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Neighbors in Need of Services Inc. Ninos reported $94,629 in plan administrative expenses for 2024: 0.80% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,204 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.17% to 0.80%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 2,771st-largest of 5,688 plans among Texas employers on file, and 1,966th of 3,091 in educational services. In 2024, the employer put in $360.12 for every $1.00 employees contributed themselves; active participation has shrunk from 521 to 453 since 2022.

Plan summary
Net assets, end of year$12,102,264
Participants with balances528
Active participants453
Employer contributions$998,253
Employee contributions$2,772
Employer contribution per active participant$2,204
Average account balance$22,921
Benefits paid to participants$1,498,122
Plan auditUnmodified (clean) audit opinion
AuditorARNALDO GARZA JR. CPA
Plan history3
Yearassets · accounts · employer contribution
2024$12.1M · 528 accts · $998K emplr
2023$11.6M · 605 accts · $1.2M emplr
2022$10.5M · 582 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$63,844
Investment management$30,785
Total administrative$94,629
The Neighbors in Need of Services Inc. Ninos 401(k) match · 2024
Employer contribution per active participant$2,204
Median for plans this size$2,416
2024$2,204 per active participant
2023$2,280 per active participant
2022$2,172 per active participant

Neighbors in Need of Services Inc. Ninos's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Loan processing$63,844
GLOBAL RETIREMENT PARTNERS, LLC · Investment advisory (participants)$30,785
MATRIX TRUST COMPANY · Custodial · Custodial (securities)indirect comp
MSCS FS DIV OF BROADRIDGE BPO, LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$94,629 · 0.80%
2023$26,683 · 0.24%
2022$19,174 · 0.17%
Similar plansEducational Services · Texas
Ips Enterprises, Inc. TX$10.7M · 1.76%
Bayes Achievement Center TX$10.7M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 742574527 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.