Plan Ledger DOL Form 5500 · updated monthly

Nauto, Inc.401(k)

NAUTO 401(K) PLAN · PALO ALTO, CA · plan year 2024

Reported admin expense ratio · 2024
0.42%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Nauto, Inc. reported $28,851 in plan administrative expenses for 2024: 0.42% of average plan assets, below the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.42%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in California (6,250th of 9,483), and 8,951st of 11,654 in professional & technical services.

Plan summary
Net assets, end of year$7,277,370
Participants with balances129
Active participants81
Employer contributions$0
Employee contributions$1,144,045
Employer contribution per active participant$0
Average account balance$56,414
Benefits paid to participants$1,296,608
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.3M · 129 accts
2023$6.5M · 146 accts
2022$5.8M · 154 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$14,216
Trustee / custodial$14,635
Total administrative$28,851
The Nauto, Inc. 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$1,313

Nauto, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Loan processing$3,307
EDWARD D JONES AND CO · Consulting · Investment advisory (plan)$14,635
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$10,909
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$28,851 · 0.42%
2023$23,670 · 0.39%
2022$23,978 · 0.41%
Similar plansProfessional & Technical Services · California
Payjoy Inc CA$7.4M · 0.11%
Linkus Holdings, Inc. CA$7.4M · 0.00%
Lbc Holdings, Inc. CA$7.3M · 0.65%
Bear Robotics, Inc CA$7.3M · 0.44%
Wai & Connor, LLP CA$7.3M · 0.01%
Bitwarden Inc. CA$7.2M · 0.09%
Sureprep LLC CA$7.2M · 0.03%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 473272789 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.