Plan Ledger DOL Form 5500 · updated monthly

Natural Beauty Growers, LLC401(k)

NATURAL BEAUTY GROWERS, LLC RETIREMENT SAVINGS PLAN · DENMARK, WI · plan year 2025

Reported admin expense ratio · 2025
0.54%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Natural Beauty Growers, LLC reported $56,477 in plan administrative expenses for 2025: 0.54% of average plan assets, higher than ~75% of peers. Employer contributions averaged $689 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.50% to 0.54%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is among the smaller plans on file in Wisconsin (1,222nd of 1,936), and the 419th of 945 in agriculture, forestry & fishing. In 2025, employees put in $7.39 for every $1.00 the employer contributed; active participation has shrunk from 189 to 86 since 2022.

Plan summary
Net assets, end of year$11,132,838
Participants with balances101
Active participants86
Employer contributions$59,220
Employee contributions$437,680
Employer contribution per active participant$689
Average account balance$110,226
Benefits paid to participants$347,306
Plan auditUnmodified (clean) audit opinion
AuditorVRAKAS S. C.
Plan history4
Yearassets · accounts · employer contribution
2025$11.1M · 101 accts · $59K emplr
2024$9.7M · 101 accts · $53K emplr
2023$9.1M · 114 accts · $49K emplr
2022$7.8M · 113 accts · $51K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$13,572
Investment management$32,405
Audit (IQPA)$10,500
Total administrative$56,477
The Natural Beauty Growers, LLC 401(k) match · 2025
Employer contribution per active participant$689
Median for plans this size$2,666
2025$689 per active participant
2024$283 per active participant
2023$261 per active participant
2022$271 per active participant

Natural Beauty Growers, LLC's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
KERBERROSE WEALTH MANAGEMENT LLC · Investment advisory (plan)$30,190
VRAKAS/BLUM, S.C. · Accounting / audit$10,500
EMPOWER ADVISORY GROUP, LLC · Investment management$2,215

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$56,477 · 0.54%
2024$54,121 · 0.58%
2023$49,801 · 0.59%
2022$43,236 · 0.50%
Same employer
Similar plansAgriculture, Forestry & Fishing · Wisconsin
Northside Elevator, Inc. WI$18.8M · 0.35%
Milk Source, LLC WI$14.5M · 0.43%
Daybreak Foods, Inc. WI$12.4M · 0.02%
Wsf, Inc. WI$12.1M · 0.08%
Henry Rac Holding Corp WI$9.2M · 0.89%
Agri-Alliance, LLC WI$8.3M · 0.10%
Strauss Brands LLC WI$7.5M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 521993530 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.