Plan Ledger DOL Form 5500 · updated monthly

National Railroad Passenger Corporation401(k)

AMTRAK'S RETIREMENT SAVINGS PLAN FOR AGREEMENT EMPLOYEES · WASHINGTON, DC · plan year 2024

Reported admin expense ratio · 2024
0.12%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

National Railroad Passenger Corporation reported $1,141,518 in plan administrative expenses for 2024: 0.12% of average plan assets, above the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.11% to 0.12%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 15th-largest of 618 plans among District of Columbia employers on file, and the 41st of 2,677 in transportation & warehousing. active participation has grown from 17,940 to 19,929 since 2022.

Plan summary
Net assets, end of year$973,775,494
Participants with balances17,285
Active participants19,929
Employer contributions$0
Employee contributions$94,484,319
Employer contribution per active participant$0
Average account balance$56,336
Benefits paid to participants$92,247,084
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$973.8M · 17,285 accts
2023$860.9M · 16,604 accts · $13K emplr
2022$734.8M · 14,013 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$830,499
Investment management$229,762
Audit (IQPA)$33,000
Total administrative$1,141,518
The National Railroad Passenger Corporation 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$4,294

National Railroad Passenger Corporation's 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$830,649
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$57,170
ERNST & YOUNG US LLP · Accounting / audit$33,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$1,141,518 · 0.12%
2023$894,764 · 0.11%
2022Not separately reported
All plans at this employer2
AMTRAK'S RETIREMENT SAVINGS PLAN FOR AGREEMENT EMPLOYEES401(k)
NATIONAL RAILROAD PASSENGER CORPORATION SAVINGS PLAN401(k)
Same employer
Similar plansTransportation & Warehousing · District of Columbia
Univar Solutions USA Inc. IL$1.1B · 0.12%
Maersk Inc. NJ$1.0B · 0.07%
The Chemours Company DE$964.8M · 0.09%
Frontier Airlines, Inc. CO$961.9M · 0.29%
Iron Mountain Incorporated PA$943.1M · 0.11%
Board of Trustees NJ$936.2M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 520910053 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.