Plan Ledger DOL Form 5500 · updated monthly

Murphy Corporation401(k)

MURPHY EMPLOYEE PROFIT SHARING AND 401K PLAN · ST. LOUIS, MO · plan year 2025

Reported admin expense ratio · 2025
0.02%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Murphy Corporation reported $16,345 in plan administrative expenses for 2025: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,652 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.01% to 0.02%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other construction employers. By assets it is the 199th-largest of 1,393 plans among Missouri employers on file, and the 646th of 5,337 in construction. In 2025, employees put in $1.84 for every $1.00 the employer contributed; active participation has grown from 310 to 412 since 2022.

Plan summary
Net assets, end of year$93,972,630
Participants with balances474
Active participants412
Employer contributions$2,328,575
Employee contributions$4,292,189
Employer contribution per active participant$5,652
Average account balance$198,254
Benefits paid to participants$6,463,795
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$94.0M · 474 accts · $2.3M emplr
2024$78.5M · 445 accts · $2.2M emplr
2023$66.5M · 388 accts · $1.7M emplr
2022$57.5M · 357 accts · $1.4M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$1,606
Investment management$14,739
Total administrative$16,345
The Murphy Corporation 401(k) match · 2025
Employer contribution per active participant$5,652
Median for plans this size$4,093
2025$5,652 per active participant
2024$5,397 per active participant
2023$5,068 per active participant
2022$4,565 per active participant

Murphy Corporation's 2025 employer contribution ran above the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$14,739
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$1,606

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$16,345 · 0.02%
2024$11,497 · 0.02%
2023$8,248 · 0.01%
2022$7,731 · 0.01%
Same employer
Similar plansConstruction · Missouri
Sachs Electric Company MO$72.5M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 900742750 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.