Plan Ledger DOL Form 5500 · updated monthly

Mountain Cascade, Inc.401(k)

MOUNTAIN CASCADE, INC. PROFIT SHARING/401(K) PLAN · LIVERMORE, CA · plan year 2024

Reported admin expense ratio · 2024
0.40%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Mountain Cascade, Inc. reported $101,777 in plan administrative expenses for 2024: 0.40% of average plan assets, above the peer median. Employer contributions averaged $11,549 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.40%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 2,885th-largest of 9,483 plans among California employers on file, and the 1,637th of 5,337 in construction. In 2024, the employer put in $1.33 for every $1.00 employees contributed themselves; active participation has grown from 115 to 141 since 2022.

Plan summary
Net assets, end of year$27,280,507
Participants with balances205
Active participants141
Employer contributions$1,628,477
Employee contributions$1,224,900
Employer contribution per active participant$11,549
Average account balance$133,076
Benefits paid to participants$2,317,802
Plan auditUnmodified (clean) audit opinion
AuditorBFBA, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$27.3M · 205 accts · $1.6M emplr
2023$24.0M · 190 accts · $1.4M emplr
2022$17.7M · 167 accts · $1.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$41,296
Investment management$60,481
Total administrative$101,777
The Mountain Cascade, Inc. 401(k) match · 2024
Employer contribution per active participant$11,549
Median for plans this size$2,416
2024$11,549 per active participant
2023$10,965 per active participant
2022$10,624 per active participant

Mountain Cascade, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK · Recordkeeping · Loan processing$43,591
KESTRA ADVISORY SERVICES LLC · Investment advisory (plan)$58,186

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$101,777 · 0.40%
2023$81,881 · 0.39%
2022$61,003 · 0.38%
Same employer
Similar plansConstruction · California
Syserco, Inc. CA$27.4M · 0.19%
Gray West Construction Inc. CA$27.4M · 0.51%
Hazard Construction Company CA$26.8M · 0.18%
Bcci Construction, LLC CA$26.6M · 0.26%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942806169 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.