Plan Ledger DOL Form 5500 · updated monthly

Mount St. Joseph University403(b)

MOUNT ST. JOSEPH UNIVERSITY DEFINED CONTRIBUTION PLAN · CINCINNATI, OH · plan year 2025

Reported admin expense ratio · 2025
0.08%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Mount St. Joseph University reported $56,512 in plan administrative expenses for 2025: 0.08% of average plan assets, below the peer median. Employer contributions averaged $1,244 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.14% to 0.08%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other educational services employers. By assets it is the 508th-largest of 3,295 plans among Ohio employers on file, and the 728th of 3,091 in educational services. In 2025, employees put in $3.75 for every $1.00 the employer contributed; active participation has shrunk from 390 to 345 since 2022.

Plan summary
Net assets, end of year$67,558,555
Participants with balances822
Active participants345
Employer contributions$429,294
Employee contributions$1,611,377
Employer contribution per active participant$1,244
Average account balance$82,188
Benefits paid to participants$8,945,384
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$67.6M · 822 accts · $429K emplr
2024$66.3M · 871 accts · $647K emplr
2023$64.1M · 882 accts · $1.3M emplr
2022$62.5M · 870 accts · $1.3M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$56,512
Total administrative$56,512
Employer contributions to the Mount St. Joseph University plan · 2025
Employer contribution per active participant$1,244
Median for plans this size$4,093
2025$1,244 per active participant
2024$1,980 per active participant
2023$3,777 per active participant
2022$3,321 per active participant

Mount St. Joseph University's 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
TEACHERS INSURANCE & ANNUITY ASSOC · Recordkeeping$55,851
OSAIC WEALTH (FORMERLY SAGEPOINT) · Investment advisory (participants) · Investment advisory (plan)$51,159
FORVIS MAZARS, LLP · Accounting / audit$6,856

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025TEACHERS INSURANCE & ANNUITY ASSOC
2024TEACHERS INSURANCE & ANNUITY ASSOC
2023TEACHERS INSURANCE & ANNUITY ASSOC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$56,512 · 0.08%
2024$93,282 · 0.14%
2023$73,423 · 0.12%
2022$95,722 · 0.14%
Same employer
Similar plansEducational Services · Ohio
Muskingum University OH$91.2M · 0.05%
The Columbus Academy OH$86.8M · 0.03%
Marietta College OH$81.8M · 0.08%
University School OH$77.8M · 0.04%
The Seven Hills School OH$64.9M · 0.08%
Hiram College OH$63.4M · 0.10%
Walsh University, Inc. OH$60.7M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 237179567 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.