Plan Ledger DOL Form 5500 · updated monthly

Motor City Stamping, Inc.401(k)

MOTOR CITY STAMPING, INC EMPLOYEES SALARY SAVINGS & PROFIT SHARING PLAN · CHESTERFIELD, MI · plan year 2025

Reported admin expense ratio · 2025
0.47%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Motor City Stamping, Inc. reported $56,834 in plan administrative expenses for 2025: 0.47% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,164 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.25% to 0.47%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Michigan (1,352nd of 2,619), and 7,737th of 13,661 in manufacturing. In 2025, employees put in $2.51 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,924,934
Participants with balances272
Active participants300
Employer contributions$349,286
Employee contributions$878,377
Employer contribution per active participant$1,164
Average account balance$47,518
Benefits paid to participants$1,379,651
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$12.9M · 272 accts · $349K emplr
2024$11.5M · 264 accts · $342K emplr
2023$11.0M · 269 accts · $321K emplr
2022$9.7M · 244 accts · $280K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$27,750
Investment management$11,634
Total administrative$56,834
The Motor City Stamping, Inc. 401(k) match · 2025
Employer contribution per active participant$1,164
Median for plans this size$2,666
2025$1,164 per active participant
2024$1,131 per active participant
2023$1,094 per active participant
2022$979 per active participant

Motor City Stamping, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
MERRILL LYNCH PIERCE FENNER & SMITH · Pension consulting · Investment advisory (plan)$29,084
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$27,750

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$56,834 · 0.47%
2024$53,269 · 0.47%
2023$28,259 · 0.27%
2022$26,584 · 0.25%
Same employer
Similar plansManufacturing · Michigan
Kent Quality Foods, Inc. MI$13.1M · 0.48%
Utica Services, LLC MI$13.1M · 0.13%
Nustep LLC MI$13.0M · 0.56%
Visioneering, Inc. MI$12.9M · 0.44%
Fleetwood Group, Inc. MI$12.9M · 0.00%
HELM43, LLC MI$12.9M · 0.30%
Navistar Defense, LLC MI$12.8M · 0.87%
Backyard Services, LLC MI$12.8M · 0.50%

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Source: U.S. Department of Labor, Form 5500 series, EIN 381859437 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.