Plan Ledger DOL Form 5500 · updated monthly

Moss Motors, LTD401(k)

MOSS MOTORS LTD FLEXPLUS RETIREMENT PLAN · GOLETA, CA · plan year 2023

Reported admin expense ratio · 2023
0.13%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Moss Motors, LTD reported $19,231 in plan administrative expenses for 2023: 0.13% of average plan assets, below the peer median. Employer contributions averaged $1,545 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.129%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other retail trade employers. By assets it is the 4,276th-largest of 9,483 plans among California employers on file, and the 1,839th of 5,215 in retail trade. In 2023, employees put in $2.36 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$15,717,891
Participants with balances179
Active participants152
Employer contributions$234,872
Employee contributions$554,413
Employer contribution per active participant$1,545
Average account balance$87,809
Benefits paid to participants$379,201
Plan auditUnmodified (clean) audit opinion
AuditorBPM LLP
Plan history3
Yearassets · accounts · employer contribution
2024$15.1M · 169 accts · $257K emplr
2023$15.7M · 179 accts · $235K emplr
2022$13.0M · 161 accts · $222K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$4,231
Investment management$15,000
Total administrative$19,231
The Moss Motors, LTD 401(k) match · 2023
Employer contribution per active participant$1,545
Median for plans this size$2,440
2024$1,690 per active participant
2023$1,545 per active participant
2022$1,452 per active participant

Moss Motors, LTD's 2023 employer contribution ran below the $2,440 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
NFP RETIREMENT INC · Investment advisory (plan)$15,000
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$4,231

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$19,834 · 0.13%
2023$19,231 · 0.13%
2022$18,964 · 0.13%
Same employer
Similar plansRetail Trade · California
Babylist, Inc. CA$16.2M · 0.77%
Bob Baker Enterprises, Inc. CA$16.1M · 0.58%
Tower Energy Group CA$15.8M · 0.26%

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Source: U.S. Department of Labor, Form 5500 series, EIN 951561887 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.