Plan Ledger DOL Form 5500 · updated monthly

Moreau Catholic High School401(k)

MOREAU CATHOLIC HIGH SCHOOL 401(K) PROFIT SHARING PLAN & TRUST · HAYWARD, CA · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Moreau Catholic High School reported $33,119 in plan administrative expenses for 2024: 0.22% of average plan assets, below the peer median. Employer contributions averaged $4,021 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.34% to 0.22%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 4,156th-largest of 9,483 plans among California employers on file, and 1,746th of 3,091 in educational services. In 2024, employees put in $1.79 for every $1.00 the employer contributed; active participation has shrunk from 146 to 108 since 2022.

Plan summary
Net assets, end of year$16,408,023
Participants with balances183
Active participants108
Employer contributions$434,279
Employee contributions$777,510
Employer contribution per active participant$4,021
Average account balance$89,661
Benefits paid to participants$1,024,900
Plan auditUnmodified (clean) audit opinion
AuditorHOOD & STRONG, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$16.4M · 183 accts · $434K emplr
2023$14.4M · 180 accts · $355K emplr
2022$13.8M · 161 accts · $323K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$17,259
Investment management$15,000
Trustee / custodial$860
Total administrative$33,119
The Moreau Catholic High School 401(k) match · 2024
Employer contribution per active participant$4,021
Median for plans this size$2,416
2024$4,021 per active participant
2023$3,378 per active participant
2022$2,215 per active participant

Moreau Catholic High School's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PAYCHEX, INC. · Recordkeeping$14,184
CREATIVE PLANNING, LLC · Investment advisory (participants)$15,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Paychex
2023CREATIVE PLANNING, LLC, Paychex

This plan has changed recordkeepers within these filings. If you left Moreau Catholic High School before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$33,119 · 0.22%
2023$27,591 · 0.20%
2022$51,722 · 0.34%
Similar plansEducational Services · California
Dunn School CA$17.0M · 0.02%
Idyllwild Arts Foundation CA$16.9M · 0.04%
Phillips Brooks School CA$16.5M · 0.12%
Santa Fe Christian Schools CA$16.3M · 0.58%
San Diego Jewish Academy CA$15.7M · 0.45%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941609000 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.