Plan Ledger DOL Form 5500 · updated monthly

Moran Foods, LLC401(k)

SAVE A LOT 401(K) PLAN · ST. ANN, MO · plan year 2024

Reported admin expense ratio · 2024
0.32%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Moran Foods, LLC reported $383,644 in plan administrative expenses for 2024: 0.32% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,753 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.320%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 159th-largest of 1,393 plans among Missouri employers on file, and the 317th of 5,215 in retail trade. In 2024, employees put in $1.96 for every $1.00 the employer contributed; active participation has shrunk from 1,438 to 893 since 2022.

Plan summary
Net assets, end of year$122,482,715
Participants with balances2,619
Active participants893
Employer contributions$2,458,269
Employee contributions$4,827,474
Employer contribution per active participant$2,753
Average account balance$46,767
Benefits paid to participants$15,689,114
Plan auditUnmodified (clean) audit opinion
AuditorSFW PARTNERS, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$122.5M · 2,619 accts · $2.5M emplr
2023$117.1M · 2,858 accts · $3.2M emplr
2022$111.1M · 3,329 accts · $3.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$292,837
Investment management$10,657
Total administrative$383,644
The Moran Foods, LLC 401(k) match · 2024
Employer contribution per active participant$2,753
Median for plans this size$3,635
2024$2,753 per active participant
2023$3,238 per active participant
2022$2,401 per active participant

Moran Foods, LLC's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
VOYA INSTITUTIONAL PLAN SERVICES · Loan processing$138,824
CAPFINANCIAL PARTNERS · Other services$56,250
VOYA RETIREMENT ADVISORS, LLC · Investment advisory (participants)$10,657

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$383,644 · 0.32%
2023$559,999 · 0.49%
2022$406,908 · 0.32%
Same employer
Similar plansRetail Trade · Missouri
Ferrell Companies,Inc MO$251.8M · 0.18%
John Fabick Tractor Company MO$181.2M · 0.04%
Schnuck Markets, Inc. MO$150.1M · 0.11%
Helzberg Diamond Shops LLC MO$134.8M · 0.12%
Marcone Appliance Parts Co. MO$99.5M · 0.35%
Dierbergs Markets, Inc. MO$78.1M · 0.35%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431283296 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.