Plan Ledger DOL Form 5500 · updated monthly

Monogram LLC401(k)

MONOGRAM LLC 401K PLAN · BOSTON, MA · plan year 2025

Reported admin expense ratio · 2025
0.01%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Monogram LLC reported $4,506 in plan administrative expenses for 2025: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,520 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.009% to 0.010%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 727th-largest of 2,726 plans among Massachusetts employers on file, and the 1,739th of 4,798 in finance & insurance. In 2025, employees put in $2.47 for every $1.00 the employer contributed; active participation has shrunk from 60 to 54 since 2023.

Plan summary
Net assets, end of year$47,616,862
Participants with balances196
Active participants54
Employer contributions$298,100
Employee contributions$736,910
Employer contribution per active participant$5,520
Average account balance$242,943
Benefits paid to participants$3,311,901
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2025$47.6M · 196 accts · $298K emplr
2024$42.8M · 209 accts · $303K emplr
2023$36.2M · 220 accts · $294K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$1,775
Investment management$1,911
Total administrative$4,506
The Monogram LLC 401(k) match · 2025
Employer contribution per active participant$5,520
Median for plans this size$2,666
2025$5,520 per active participant
2024$4,663 per active participant
2023$4,900 per active participant

Monogram LLC's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$2,595

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2025$4,506 · 0.01%
2024$3,777 · 0.01%
2023$3,031 · 0.01%
Similar plansFinance & Insurance · Massachusetts
Avidia Bank MA$49.2M · 0.00%
Country Bank for Savings MA$43.3M · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 931922098 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.