Plan Ledger DOL Form 5500 · updated monthly

Moi, Inc.401(k)

MOI, INC. RETIREMENT SAVINGS PLAN · BALTIMORE, MD · plan year 2024

Reported admin expense ratio · 2024
0.34%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Moi, Inc. reported $88,246 in plan administrative expenses for 2024: 0.34% of average plan assets, above the peer median. Employer contributions averaged $190 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.41% to 0.34%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 494th-largest of 1,671 plans among Maryland employers on file, and the 1,097th of 5,215 in retail trade. In 2024, employees put in $40.87 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$28,059,683
Participants with balances329
Active participants299
Employer contributions$56,952
Employee contributions$2,327,393
Employer contribution per active participant$190
Average account balance$85,288
Benefits paid to participants$1,618,737
Plan auditUnmodified (clean) audit opinion
AuditorELLIN AND TUCKER
Plan history3
Yearassets · accounts · employer contribution
2024$28.1M · 329 accts · $57K emplr
2023$23.4M · 318 accts · $126K emplr
2022$19.0M · 316 accts · $37K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$66,110
Investment management$22,136
Total administrative$88,246
The Moi, Inc. 401(k) match · 2024
Employer contribution per active participant$190
Median for plans this size$2,416
2024$190 per active participant
2023$433 per active participant
2022$127 per active participant

Moi, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$66,109
GREENSPRING ADVISORS, LL · Investment advisory (plan)$22,140

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$88,246 · 0.34%
2023$84,703 · 0.40%
2022$69,871 · 0.41%
All plans at this employer2
MOI, INC. RETIREMENT SAVINGS PLAN401(k)
MOI, INC. EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
Similar plansRetail Trade · Maryland
Two Farms Inc. MD$32.7M · 0.35%
Criswell Chevrolet Inc. MD$29.1M · 0.50%
Ourisman Chevrolet Co. Inc. MD$27.0M · 0.01%
Fcn, Inc. MD$25.5M · 0.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 521285474 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.